Free Money Transfers
to Panama

Payout Methods

Send money to Panama using the following methods:

Bank Deposit

Mobile Wallet

Cash Pickup


our fees


Transfer Fees

Send money to over 100 countries for FREE. No transfer fees on all amounts

From 0.25%

Forex Margins on all Transfers

Highly competitive and bank beating forex rates and margins


Bank receiving fees

No bank receiving fees charged on all transfers (saving up to USD 100 per payment)

Bank Deposits

Tranfer money to Panama to bank accounts to the following banks:

How to Send
Money to Panama

Book A Rate

Login and send money online to Panama OR Call our FX dealers for a quote

Make A Payment

Pay us via bank deposit, debit or credit card, or various alternative payment methods

Transfer Completed

Funds paid to your beneficiary and your money transfer to Panama is now complete

Frequently Asked Questions

How do I send money to Panama?

Clients can send money to Panama in less than 5 minutes as follows:

  1. Register an account by clicking the SIGN UP button
  2. Login using your Member ID and Password
  3. Choose your Sending Country, Currency and Payment Method
  4. Choose your Destination Country as Panama and your Payout Method
  5. Type in the Sending Amount you want to send to Panama, or the PAB Payout Amount you want paid out in Panama
  6. Click Calculate and the system will quote you a live real-time PAB exchange rate
  7. Fix your Exchange Rate and finish the online process

Exchange4free offers the best money transfer service to Panama worldwide.

What are the fees and commissions to transfer money to Panama?

All money transfers to Panama are completely free with no hidden costs, fees or commissions.

Exchange4free offers the best exchange rates with no fees whatsoever on all amounts to Panama.

How long does it take to deliver money to Panama?

Sending money to any bank in Panama usually takes 30-60 minutes to clear into your nominated recipients bank account.

Exchange4free supports bank deposit payouts to all banks across Panama.

Mobile Money and Cash payouts are instantly available in Panama.

During what hours can I send money online?

You can send money online to Panama 24 hours a day, 7 days a week.

Simply login to your account, choose Panama as your payout country and transfer money instantly.

No waiting in queues or sitting on the phone for hours. Simply login and book your next money transfer online on our website or using our world-class App available on the Google Play or App Stores.

How safe is Exchange4free?

Exchange4free are licenced as an Authorised Payment Institution by the Financial Conduct Authority (FCA) in the United Kingdom and are registered as a Money Service Business by Her Majesty’s Revenue and Customs (HMRC).

You can view our Regulatory Information HERE


Send money to Panama from over 40 countries worldwide at unbeatable exchange rates and no fees on all amounts

Travel Payments


Buy Overseas Property

Transfer money to
Panama 24/7 for FREE

Your trusted global
payment partner