Free Money Transfers
to Zambia

Payout Methods

Send money to Zambia using the following methods:

Bank Deposit

Mobile Wallet

Cash Pickup


our fees


Transfer Fees

Send money to over 100 countries for FREE. No transfer fees on all amounts

From 0.25%

Forex Margins on all Transfers

Highly competitive and bank beating forex rates and margins


Bank receiving fees

No bank receiving fees charged on all transfers (saving up to USD 100 per payment)

Bank Deposits

Tranfer money to Zambia to bank accounts to the following banks:

Mobile Money

Instant money transfers to the following mobile money wallets in Zambia

How to Send
Money to Zambia

Book A Rate

Login and send money online to Zambia OR Call our FX dealers for a quote

Make A Payment

Pay us via bank deposit, debit or credit card, or various alternative payment methods

Transfer Completed

Funds paid to your beneficiary and your money transfer to Zambia is now complete

Frequently Asked Questions

How do I send money to Zambia?

Clients can send money to Zambia in less than 5 minutes as follows:

  1. Register an account by clicking the SIGN UP button
  2. Login using your Member ID and Password
  3. Choose your Sending Country, Currency and Payment Method
  4. Choose your Destination Country as Zambia and your Payout Method
  5. Type in the Sending Amount you want to send to Zambia, or the ZMW Payout Amount you want paid out in Zambia
  6. Click Calculate and the system will quote you a live real-time ZMW exchange rate
  7. Fix your Exchange Rate and finish the online process

Exchange4free offers the best money transfer service to Zambia worldwide.

What are the fees and commissions to transfer money to Zambia?

All money transfers to Zambia are completely free with no hidden costs, fees or commissions.

Exchange4free offers the best exchange rates with no fees whatsoever on all amounts to Zambia.

How long does it take to deliver money to Zambia?

Sending money to any bank in Zambia usually takes 30-60 minutes to clear into your nominated recipients bank account.

Exchange4free supports bank deposit payouts to all banks across Zambia.

Mobile Money and Cash payouts are instantly available in Zambia.

During what hours can I send money online?

You can send money online to Zambia 24 hours a day, 7 days a week.

Simply login to your account, choose Zambia as your payout country and transfer money instantly.

No waiting in queues or sitting on the phone for hours. Simply login and book your next money transfer online on our website or using our world-class App available on the Google Play or App Stores.

How safe is Exchange4free?

Exchange4free are licenced as an Authorised Payment Institution by the Financial Conduct Authority (FCA) in the United Kingdom and are registered as a Money Service Business by Her Majesty’s Revenue and Customs (HMRC).

You can view our Regulatory Information HERE


Send money to Zambia from over 40 countries worldwide at unbeatable exchange rates and no fees on all amounts

Travel Payments


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Transfer money to
Zambia 24/7 for FREE

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payment partner