Transfer Money
transfer money exchange4free

People from all over the world use our online money transfer platform to make international payments and transfer money worldwide on a daily basis. Whether making large international payments, sending monthly remittances to family back home or making a money transfers once in a while, our clients continue to use our services because of our unique service offering that saves them money on every transaction.

We endeavour to be the best and cheapest money transfer and remittance service worldwide and to save our clients money whenever they transfer money online. We achieve this through our 'best price guarantee', where we make sure that our clients receive the best exchange rates possible at which to transfer their funds.

Save money by paying no transfer or receiving fees

Every time our clients send money worldwide, they pay no transfer processing fees. We cover the international transfer or swift fee that other money transfer companies and banks charge to send money. We also charge no receiving fees, which some of our competitors and banks charge for beneficiaries to receive your funds.

Get the best exchange rate quotes on your money transfer

We offer the best exchange rates in the market and will beat any genuine quote from our competitors. We have extremely tight margins in place that allow us to offer better pricing and beat the banks' and competitor quotes.

Currenct interbank exchange rates for transferring money

Below are interbank exchange rate tables for some of our main transfer countries. The 'interbank rate' is the mid-market rate at which the banks buy and sell currency.A foreign exchange provider or money transfer operator, will quote a certain margin off this rate to clients.

Our goal is to save our clients money every time they transfer funds abroad. To achieve this goal, we have highly competitive margins in place to ensure that you will always get the 'best price' possible at which to transfer your money.

Transfer money to the United Kingdom

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Transfer money to Europe

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Transfer money to Australia

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Transfer money to New Zealand

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Transfer money to United States

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Transfer money to Canada

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Transfer money to South Africa

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We able to send funds to over 100 countries around the world at the best exchange rates guaranteed. For a quote on transferring money to any of our transfer destinations, you can get go to our homepage or alternatively call through to our offices and speak to one of our FX Dealers.

To register, simply click 'Open an Account' button at the top of our website. You can then login and begin sending money online 24 hours a day, 7 days a week. Using our 'money transfer wizard', you'll be able to place a money transfer transaction on our system in 5 easy steps outlines below.
  • STEP 1 - Enter you transfer details and book an exchange rate
  • STEP 2 - Setup your beneficiary account, to which the money will be paid
  • STEP 3 - Confirm the details of your transfer
  • STEP 4 - Select your method of payment
  • STEP 5 - Send your money to Exchange4free
Below are some frequently asked questions about our services:

What is the best way to book an exchange rate when I transfer money?

The easiest way to get an exchange rate quote for your money transfer is to use our online system. Simply login and in STEP 1 of the money transfer process you will be quoted a rate, which you can then fix and book. If you are sending a large amount of money you can call our FX Dealing desk. Our FX Dealers will look at the market and get you the best possible exchange rate for sending your funds.

What foreign exchange rate pricing do quote?

  • we offer guaranteed best exchange fx rates to our clients
  • we will try to beat any genuine quote from our competitiors!
  • you can send money for free and at the best rates in the market
  • senders pay no transfer fees and beneficiaries incur no receiving fees

What do I do after I have placed a money transfer?

In STEP 4 of the money transfer process, you would have selected a method of payment to pay for your transfer. If you chose the EFT (bank transfer) option, you will need to make an online transfer from your bank to a specified Exchange4free clearing account. These details are given during the booking process and will also be emailed to you. Once your payment is received, our payments department will mark your transaction as paid and make payment to your beneficiary.

If you chose to send money using your debit, credit card or one of our alternative payment options; the process is the same and once your funds clear, we will payout your beneficiary.

How long does it take for my recipient to receive the money?

Once your money clears with us and your transaction has been updated to 'received', will we payout your beneficiary and they will received the money in 1-3 days. We try to complete all your money transfer transactions in as short a time as possible.

It's been 2 days and my beneficiary still hasn't received their funds!

We try to complete all your money transfer transactions in as short a time as possible. Once payment has been made, 99% of the time, it takes a day for the money to clear into your recipients account.

If after 2 days money hasn't been received by your beneficiary, you can call into our offices and we will follow up on the transaction to determine what the cause of an delays might be.

Are Exchange4free authorised and regulated worldwide?

Exchange4free adheres to the highest levels of compliance and anti-money laundering regulations.

United Kingdom and Europe

Exchange4free is regulated and authorised by the Financial Conduct Authority (FCA) as an Authorised Payment Institution (Licence - 502845) to provide money remittance and payment services under the Payment Services Directive (PSD).

Exchange4free is also regulated by Her Majesty's Customs and Excise (HMCE - 12192983) and is a member of the UK Money Transmitters Association (UKMTA).

Australia and New Zealand

Exchange4free is regulated as a Money Service Business (MSB) by AUSTRAC (Licence - RNP100208196-00)

South Africa

Exchange4free South Africa is regulated as an authorised Financial Services Provider (FSP -36093) by the Financial Services Board (FSB).


Exchange4free is regulated as a Money Service Business (MSB) by FINTRAC in Canada (Licence - M09086568)


Exchange4free are a licenced remittance company in the Philippines.


Exchange4free is regulated by the State of Israel Capital Market Authoriity as a foreign exchange services provider.


Exchange4free Zimbabwe is a licenced money transfer company and Bureau de Change operator by the Central Bank of Zimbabwe (CBZ).