Send money to over 100 countries worldwide with our quick, user-friendly money transfer service and pay zero international transfer fees
Exchange4free are a leading remittance service provider offering a Best Price Guarantee and the following benefits to our clients who send money with us:
- Highly competitive exchange rates on money transfers and remittances
- No fees on all international money transfers
- Recipients are charged zero receiving fees
- Zero commissions and no hidden costs
- Login online and transact 24 hours a day, 7 days a week
- Safe and secure global transfers and remittance payments
We offer the cheapest way for corporate companies and private clients to send money online. Our easy to use online system allows our clients to book excellent foreign exchange rates on their international business payments and money transfers to their own accounts or to friends and family overseas.
Exchange4free clients PAY NO FEES on all their international payments and money transfers. There are no transfer or swift fees charged to our clients to send their funds. We charge zero commissions and there are no other hidden costs.
We make our money on the exchange rate that we quote you on your transfers and payments. Our pricing is highly competitive out-pricing the local banks and other money transfer companies. We guarantee to beat any quote from competitors!
Send money online at the best quotes off the interbank exchange rate!
Please note that these a mid-market rates (at which the banks buy and sell currency). All banks and money transfer operators quote clients off these rates. Please call us for a quote on any sized money transfer or open a no obligation account and click 'Send Money Online' to get a quote straight off our system!
See below a list of frequently asked questions by new clients:
How do I send money using Exchange4free's online system?
Register an account on our website. Once your account is activated you can login to your account and start the money transfer process.
Simply indicate what amount of money you would like to send online and our system will quote you an exchange rate. Clients can call into our foreign exchange dealing desk on large amounts and get an unbeatable exchange rate from one of our FX dealers.
Once your rate has been agreed and your transaction is placed on our system, you will be able to choose how to pay your funds to Exchange4free. Once these funds are received into our clearing account we will make payment to your beneficiary.
STEP 1: REGISTER an account on our website
Complete the Online Registration Form and gain access to our broad range of services
- Money Transfers
- Interbank Exchange Rates
- Corporate Forex
- Payment Solutions
- Travel Money
- Mobile Transfers
STEP 2: LOGIN and send money online to your friends and family
Login with your Member ID and Password 24 hours a day, 7 days a week
How much money can I send online?
Clients can send the following amounts online:
- Minimum = USD 100
- Maximum = No Maximum
What exchange rate can I expect on my money transfer?
Exchange4free offer guaranteed best exchange rates to our clients. You can send money for free and at the very best rates in the market. We will beat any quote from competitors!
Our foreign exchange dealing desk will help you to secure the very best FX rate when sending money online. You will be charged no fees or commissions on your international money transfer. We will also cover all inbound receiving fees, which the banks and other money transfer operators charge to your beneficiary.
Call us for unbeatable quoted money transfer exchange rates:
South Africa: +27 11 453 7818
United Kingdom: +44 207 858 1038
Australia: +61 280 149 355
New Zealand: +64 928 06 261
Canada: +1 250 483 5205
How much does it cost to send money with Exchange4free?
We charge NO FEES OR COMMISSIONS on all bank to bank and cash collection money transfers. We offer a completely free service with no hidden costs:
- No international transfer fees or commissions to send money online worldwide
- No inbound receiving fees charged (to beneficiaries) by banks (up to 80 USD per payment!)
What about bank fees charged to my beneficiary to receive international payments?
Exchange4free will cover all inbound receiving fees charged by banks to receive money from overseas.
Banks and competitors may not cover this inbound receiving fee charged to the beneficiary when sending money online.
How can I send my money to you once I have placed a transaction and booked an exchange rate?
During the booking process a client will be able to choose how they would like to send their funds to Exchange4free. The options available are outlined below:
- bank transfer - EFT payment in your local currency to an Exchange4free clearing account in your country
- debit or credit card - 3D secure payment using Visa or MasterCard (limits and fees applicable)
- Barclays Pingit - UK clients can send funds using Pingit
What payout options are available for sending money?
A variety of payout options are available:
- clients can send money online into bank accounts throughout the world
- cash collections are available for certain countries, where beneficiaries can collect cash from nationwide payout locations
- payments to mobile money transfers are also available for selected countries
What countries can I send money to using Exchange4free's services?
|Country||Payout Currency||Payout Solutions|
|Abkhazia||United States Dollars||x||?||x|
|Angola||United States Dollars||?||?||x|
|Armenia||United States Dollars||x||?||x|
|Azerbaijan||United States Dollars||x||?||x|
|Belarus||United States Dollars||x||?||x|
|Burkina Faso||CFA Franc (XOF)||?||?||x|
|Cameroon||Central African Franc (XAF)||?||?||x|
|Chile||United States Dollars||x||?||x|
|China||China Yuan Renminbi||?||?||x|
|China||United States Dollars||?||x||x|
|Costa Rica||Costa Rica Colones||?||?||x|
|Costa Rica||United States Dollars||?||?||x|
|Czech Republic||Czech Republic Koruny||?||x||x|
|Dominican Republic||Dominican Republic Pesos||?||?||x|
|Dominican Republic||United States Dollars||?||?||x|
|DRC||United States Dollars||?||?||x|
|Ecuador||United States Dollars||?||?||x|
|Egypt||United States Dollars||?||?||x|
|El Salvador||United States Dollars||?||?||x|
|Estonia||United States Dollars||?||?||x|
|Georgia||United States Dollars||x||?||x|
|Guatemala||United States Dollars||?||x||x|
|Guernsey||United Kingdom Pounds||?||x||x|
|Isle of Man||United Kingdom Pounds||?||x||x|
|Israel||Israel New Shekels||?||x||x|
|Israel||United States Dollars||?||?||x|
|Ivory Coast||CFA ranc (XOF)||?||?||x|
|Jersey||United Kingdom Pounds||?||x||x|
|Kazakhstan||United States Dollars||x||?||x|
|Kyrgyzstan||United States Dollars||x||?||x|
|Latvia||United States Dollars||x||?||x|
|Lesotho||South Africa Rand||?||x||x|
|Lithuania||United States Dollars||x||?||x|
|Mali||CFA Franc (XOF)||?||?||x|
|Moldova||United States Dollars||x||?||x|
|Mongolia||United States Dollars||x||?||x|
|Mozambique||United States Dollars||?||?||x|
|New Zealand||New Zealand Dollars||?||x||x|
|Niger||CFA Franc (XOF)||?||?||x|
|Panama||United States Dollars||?||?||x|
|Peru||United States Dollars||?||?||x|
|Russian Federation||Russian Rubles||?||x||x|
|Russian Federation||United States Dollars||?||?||x|
|Senegal||CFA Franc (XOF)||?||?||x|
|Sierra Leone||Sierra Leonean Leone||x||?||x|
|South Africa||South African Rand||?||x||x|
|Sri Lanka||Sri Lanka Rupees||x||?||x|
|Swaziland||South Africa Rand||?||x||x|
|Tajikistan||United States Dollars||x||?||x|
|Turkmenistan||United States Dollars||x||?||x|
|Ukraine||United States Dollars||x||?||x|
|United Arab Emirates||United Arab Emirates Dirhams||?||x||x|
|United Kingdom||British Pound||?||x||x|
|Uruguay||United States Dollars||?||?||x|
|Uzbekistan||United States Dollars||x||?||x|
|Zambia||United States Dollars||?||?||x|
|Zimbabwe||United States Dollars||?||?||x|
Are Exchange4free authorised and regulated worldwide?
Exchange4free adheres to the highest levels of compliance and anti-money laundering regulations.
United Kingdom and Europe
Exchange4free is regulated and authorised by the Financial Conduct Authority (FCA) as an Authorised Payment Institution (Licence - 502845) to provide money remittance and payment services under the Payment Services Directive (PSD).
Exchange4free is also regulated by Her Majesty's Customs and Excise (HMCE - 12192983) and is a member of the UK Money Transmitters Association (UKMTA).
Australia and New Zealand
Exchange4free is regulated as a Money Service Business (MSB) by AUSTRAC (Licence - RNP100208196-00)
Exchange4free South Africa is regulated as an authorised Financial Services Provider (FSP -36093) by the Financial Services Board (FSB).
Exchange4free is regulated as a Money Service Business (MSB) by FINTRAC in Canada (Licence - M09086568)
Exchange4free are a licenced remittance company in the Philippines.
Exchange4free is regulated by the State of Israel Capital Market Authoriity as a foreign exchange services provider.
Exchange4free Zimbabwe is a licenced money transfer company and Bureau de Change operator by the Central Bank of Zimbabwe (CBZ).